Terms and Conditions

1. Introduction

1.1. These Terms and Conditions ("Terms") govern the access and use of the website www.equitypulse.com.au and the services provided therein (collectively, the "Services") by Australian Exchange House Pty Ltd, trading as Equity Pulse (ACN 677 756 857, ABN 86 677 756 857) (hereinafter referred to as the "Company," "we," "our," or "us").

1.2. By accessing or using the Website or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using the Website and Services.

1.3. We reserve the right to modify, amend, or update these Terms at our sole discretion. Any changes shall take effect immediately upon their publication on this Website.

2. Modifications to the Terms

2.1. We reserve the right to amend, modify, or update these Terms at any time at our sole discretion. Any amendments shall become effective immediately upon their publication on this Website.

2.2. Your continued use of the Website and Services after any amendments constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically to ensure ongoing compliance.

3. Website Access

3.1. Access to the Website is provided on a temporary basis, and we reserve the right to modify, suspend, or discontinue any part of the Website or Services at our sole discretion and without prior notice.

3.2. We shall not be liable for any unavailability of the Website or any part thereof, whether temporary or permanent, nor for any consequences arising from such unavailability.

3.3. We may, at our discretion, restrict access to certain sections of the Website or to the entire Website, either temporarily or permanently, without prior notice.

4. External Links

4.1. The Website may contain links to third-party websites ("Linked Sites") that are not owned, operated, or controlled by us. These Linked Sites are provided for convenience only, and we make no representations or warranties regarding their content, accuracy, or availability.

4.2. We do not endorse, approve, or accept any responsibility or liability for any loss, damage, or harm arising from your access to or use of Linked Sites. Your use of any Linked Sites is entirely at your own risk.

4.3. Your access to and use of Linked Sites shall be governed by the terms and conditions, privacy policies, and other applicable policies of those third-party websites. We encourage you to review such terms before using Linked Sites.

5. Privacy Policy

5.1. The collection, use, disclosure, and protection of your personal information are governed by our Privacy Policy, which is available at https://equitypulse.com.au/privacy-policy.

5.2. By accessing and using the Website and Services, you acknowledge and agree that we may collect, store, process, and use your personal information in accordance with our Privacy Policy.

5.3. You warrant that any information you provide to us is accurate, complete, and up to date. You further acknowledge that failure to provide accurate information may result in restrictions on your access to the Services.

6. Prohibited Uses

6.1. You agree not to use the Website or Services for any unlawful purpose or in any manner that could harm, disable, overburden, or impair the Website, its functionality, or its users. Specifically, you must not:

• a) Commit or encourage any criminal offense, fraud, or unlawful activity;
• b) Transmit, distribute, or introduce any malicious software, including but not limited to viruses, worms, trojans, spyware, or other harmful code;
• c) Attempt to gain unauthorized access to the Website, any related systems, or user accounts;
• d) Infringe upon or violate our intellectual property rights or the intellectual property rights of others;
• e) Engage in any spamming, unsolicited advertising, or other forms of unauthorized commercial solicitation;
• f) Interfere with or disrupt the security, integrity, or performance of the Website or Services, including conducting denial-of-service attacks or attempting to reverse engineer, decompile, or disassemble any aspect of the Website.

6.2. We reserve the right to take appropriate legal action in response to any breach of this clause, including suspending or terminating your access to the Services. We may also report any unlawful activities to relevant law enforcement or regulatory authorities.

7. Intellectual Property

7.1. All intellectual property rights in the content available on this Website, including but not limited to text, images, graphics, software, and audiovisual materials ("Content") remain the property of Equity Pulse and are protected by copyright law.

7.2. You are granted a limited, non-exclusive, revocable license to access and use the Content for personal, non-commercial purposes. Any reproduction, modification, distribution, or commercial use without prior written consent is prohibited.

7.3. Unauthorized use may result in legal action, including claims for damages and injunctive relief.

8. Limitation of Liability

8.1. To the maximum extent permitted by law, this website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, merchantability, or fitness for a particular purpose.

8.2. We shall not be liable for any loss or damage arising from your use of this website or its services, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

8.3. Nothing in these Terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any liability that cannot be lawfully excluded.

9. Linking to Our Website

9.1. You may link to our homepage, provided the link is lawful, does not harm our reputation, and does not imply any endorsement or affiliation without our prior written consent.

9.2. Framing, deep linking, or linking to any other page within the website without permission is prohibited.

9.3. We reserve the right to withdraw linking permissions at any time without notice.

10. Third-Party Content and Trademarks

10.1. All trademarks, trade names, logos, and third-party content displayed on this website are the property of their respective owners.

10.2. Any reference to third-party trademarks, products, or services is for identification purposes only and does not imply any endorsement, sponsorship, or affiliation with Equity Pulse.

11. Indemnity

You agree to indemnify, defend, and hold harmless Equity Pulse, its affiliates, directors, officers, employees, agents, and partners from and against any claims, liabilities, losses, damages, costs, and expenses, including reasonable legal fees, arising out of or in connection with your breach of these Terms, your violation of any applicable laws or regulations, or your use of the website or Services in a manner that infringes or misuses the rights of any third party. This indemnity obligation will survive the termination of these Terms.

12. General Advice Disclaimer

Any financial advice provided on this website or through our communications is general in nature and does not consider your individual circumstances. You should seek independent professional financial advice tailored to your specific needs before making any financial decisions. Where the advice relates to a financial product, you should review the disclosure statement, or any other relevant documents provided by the issuer before acquiring the product. Past performance is not indicative of future results, and any projections or forward-looking statements are for illustrative purposes only. Equity Pulse makes no guarantee regarding the performance of any financial products or securities.

13. Subscription Services

The stock research reports provided through our subscription service are accessible via the "subscriber-only" section of our website and email. Upon subscribing, you will receive a unique username and password, which must not be shared with any third party. If you suspect your account credentials have been compromised, you must notify us immediately. We reserve the right to cancel, suspend, or modify your subscription if you breach these Terms or if any information you provide is found to be inaccurate. First-time subscribers may cancel within 14 days for a full refund; after this period, no refunds will be issued.

14. Complaints and Dispute Resolution

If you have a complaint or require further information about our complaints handling process, please refer to our Financial Services Guide, available at https://equitypulse.com.au/financial-services-guide.

15. Service Modifications

Equity Pulse reserves the right, at its sole discretion, to modify, suspend, or discontinue any aspect of the Services, in whole or in part, at any time and without prior notice. We shall not be liable to any user or third party for any modification, suspension, or discontinuation of the Services.

16. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable under applicable law, such provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect. To the extent permitted by law, any unenforceable provision shall be interpreted, modified, or replaced to give effect to its intended purpose while remaining enforceable.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Victoria, Australia. Any disputes arising in connection with these Terms, including their validity, interpretation, or enforcement, shall be subject to the exclusive jurisdiction of the courts of Victoria, Australia.

17. Disclaimer

The information, opinions, and content provided on this website, including but not limited to reports and newsletters, are for informational purposes only and reflect the views of Equity Pulse. This content does not constitute financial, investment, or professional advice and does not consider your personal financial circumstances, objectives, or needs. You should seek independent advice from a licensed financial professional before making any investment or financial decisions.